Bankruptcy

A business or an individual can declare bankruptcy once they have ascertained that it has become impossible to pay off one's creditors. It can give you a chance to start over from a financial point of view, as most of debts are relieved after bankruptcy as been filed.

Chapter 7, or liquidation bankruptcy, means that your "estate" – i.e., your assets – is sold in order to pay off your creditors. A reorganization bankruptcy can also involve the selling of assets, but more often than not you can retain a majority of your assets while your creditors' needs are assessed.

Reorganization bankruptcies can be filed under the following guidelines:

  • Chapter 9 – municipalities
  • Chapter 11 – businesses and individuals with many assets
  • Chapter 12 – farmers, fisherman
  • Chapter 13 – individuals with steady income
  • Chapter 15 – international cases

Contact us today to learn more about your options under the current bankruptcy laws. We're here to help.

 

Schedule Your Free Initial Bankruptcy Consultation Today!

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We have extensive knowledge of your bankruptcy rights and apply it with efficiency for the sake of our clients. We keep our legal services affordable and, for your convenience, we offer an initial BANKRUPTCY consultation at no charge. There’s nothing to lose and everything to gain when you contact us to discuss your case.

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