Since 1995, when Ms. Raymond opened her law office, she has focused her practice on helping individuals and small businesses with matters dealing with financial difficulties and creditor disputes. Ms. Raymond is a skilled bankruptcy practitioner and civil litigator. She has represented clients in Chapter 7 and Chapter 13 bankruptcy, and litigated claims against creditors for violating the Federal Fair Debt Collection Practices Act (“FDCPA”), the Federal Truth In Lending Act (“TILA”), the Federal Home Ownership Equity Protection Act (“HOEPA”), and the Federal Fair Credit Reporting Act (“FCRA”). By combining both her bankruptcy skills and litigation experience, Ms. Raymond is able to provide her clients with a well rounded approach to maximize the legal protections available to them.

Ms. Raymond provides free workshops to educate the public about credit, legal rights and consequences relating to debt, and strategic debt elimination.

Bar Admission:

  • California, 1994

Admitted to the following Courts:

  • State of California, 1994
  • U.S. District Court, Southern District of California, 1995
  • U.S. Bankruptcy Court, Southern District of California, 1995
  • U.S. Bankruptcy Court, Central District of California, 1994
  • U.S. Court of Appeal, Ninth Circuit, 1999
  • U.S. District Court, Central District of California, 2001
  • U.S. Bankruptcy Court, Eastern District of California, 2006


  • The Honorable Susan C. Harlan, Judge of the Superior Court of California, 1994


  • BA, San Diego State University, 1990
  • JD, University of the Pacific, McGeorge School of Law, 1994

Organization Affiliations:

  • Member, National Association of Consumer Advocates (NACA)
  • Member, National Association of Consumer Bankruptcy Attorneys (NACBA)
  • Member, American Inns of Court, Fiorenzo V. Lopardo Inn, Chapter 303

Schedule Your Free Initial Bankruptcy Consultation Today!

Call Us Today!
(858) 481-9559

We have extensive knowledge of your bankruptcy rights and apply it with efficiency for the sake of our clients. We keep our legal services affordable and, for your convenience, we offer an initial BANKRUPTCY consultation at no charge. There’s nothing to lose and everything to gain when you contact us to discuss your case.

Why Choose Us?

  • Evening and Weekend Appointments Available
  • Member of NACBA, NACA and American Inns Of Court
  • Senior and Military Discounts Available
  • Appointment Flexibility
  • Free Initial Bankruptcy Consultation